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Planning your property investment in Oman? Our comprehensive tool is essential for prospective buyers. Model your standard mortgage, forecast your Return on Investment (ROI), and visualize complex off-plan payment plans to make data-driven decisions.
Calculate your precise mortgage payments, total upfront costs including fees, and net monthly cashflow.
Visualize complex payment schedules. Adjust your deposit, construction, and handover payments.
Instantly see your projected Annual ROI and Rental Yield to compare different investment opportunities.
Model your potential return on investment. Select a purchase type to understand your costs, cashflow, and potential ROI.
Net Monthly Cashflow is the profit or loss you make from your rental property each month after all expenses, primarily your mortgage payment, have been paid. It is calculated as: Monthly Rent - Monthly Mortgage Payment. A positive cashflow means the rent covers your mortgage and you have money left over.
Annual ROI measures the profitability of your investment relative to the initial capital you put in. Our calculator determines this as a 'cash-on-cash' return, calculated as: (Net Monthly Cashflow * 12) / Total Upfront Costs. It's a powerful metric for comparing the performance of different properties.
An off-plan payment plan allows you to purchase a property before it's built, typically by paying in installments. This usually consists of: 1. An 'Upfront Deposit' to secure the unit. 2. 'During Construction' payments made at key milestones. 3. A final, larger 'On Handover' payment when you receive the keys.
Projected Yield is an estimate of the future rental return on an off-plan property. It's calculated as: (Estimated Monthly Rent * 12) / Total Property Value. This helps you forecast the potential profitability of your investment long before it starts generating income.
